its MONDAY YALL

Praise the baby Jesus.

Thank the good Lord.

And all that.  I made it through another full week to MONDAY.

To be honest, these last 6 weeks have solidly kicked my ass.  Physically, mentally, emotionally, and for sure spiritually!  So to recap, I am in school full time (Macroeconomics, Business Communications, and Chemistry/Chemistry lab).  I work full time, teach 6-8 classes a week at Gold’s Gym and find time to kill it at Iron Tribe Fitness.  So.  There is a lot on my plate and I for sure have to practice to keep everything in perfect balance.  And it really is, as long as I stick to “the schedule” .  But the thing is.  I don’t like that.  I truly love being foot-loose and fancy free.  My old boss didn’t care if I took 2 hour lunches on Fridays, and I always appreciated that!  But now, I don’t get that luxury because Monday, Tuesday, Wednesday, and Friday, I have class on my lunch hour.  And Thursdays  I teach three fitness classes because that is what I want to do.

But readers, I really want you to know.  This is not a complaint.  I love my life.  I am doing EXACTLY what I want to do truly!  I want to be in school.  I want to teach fitness, and I want to have time to myself to workout on my own.  There are people who DON’T think I can do it all.  I have had a couple of people in the last week tell me that I am doing too much.  That I can’t possible be happy being this busy and something has to give.  And to those people, I say – Look.  I am doing what I want to. And when I am tired, I need you to say, you CAN do this instead of encouraging me to stop.  I feel that this year is going to be very rewarding because I AM putting in my time.  Being single allows me so much more to take advantage of without having to check in with anyone or schedule around two people.  Don’t get me wrong – I get lonely LOTS not having a partner in crime and most times at night for the 5 seconds before I fall asleep, but I have these really fabulous friends who share everything with me so those times of being lonely and left out are few and far between.

SO to update what has happened in the past month!

1) Sold my car (the excellent Volvo) and in the asking price, actually traded out for another car.  So.  I netted a few dollars, got out of a car payment AND got a cute car!  When I had originally tried to sell my car, I was sharing with someone that I wanted this EXACT transaction to happen.  Of course I was laughed at (its normal! People forget how determined I am) and it took about 6 months but I now own a Infiniti QX4 with 155,000 miles on it, one owner (who happened to be an attorney-father of someone I went to high school with). And – freed up some income.  Damn those car payments.  I am not sure that I will have one again!

2) I am moving (on Friday!).  Again.  Back to my side of town 😉  Its actually about 2 miles from where I own a house.  But I am not responsible for land-lording stuff/house ownership stuff which frees me up to maximize my time for other things.  Plus my new roomies are REALLY cute – my age, one has a fashion degree, the other a marketing degree (so our brains work!).  One does CrossFit and understands that side, the other is in Marketing so I feel connected that way!  Plus, I just had a great feeling about the two.  And I have a front porch!

3)  I have had three tests in three different classes.  It’s a good benchmark for me.  I am not sure I am going to get the 4.0 I was thinking of – instead my goal is becoming more about the actual degree and graduating.  Like just physically graduating.  This will for sure be a year of learning!

4) I am finding myself more beautiful.  I know that sounds SO conceited   I get it.  But I am actively trying to be more positive about myself.

5)  I have been eating Paleo for over a year now.  Best.  Change. Ever.  But I must tell you.  This is not a damn diet.  I’m not cutting calories, I am certainly NOT counting calories, I don’t write down what I eat and I don’t eat all day long.  I have a longer post coming up soon about this.  But I don’t think you can call something a “diet” if its just a way of eating.  I don’t eat dairy unless I am at a restaurant and feel like ordering it.  I don’t eat grains, legumes and stay far away from the sugar demon.  And it has taken a FULL YEAR but I don’t crave sugar like I used to.  For instance, yesterday I had a piece of cake – it was from Gia’s and had some buttercreme- caramel icing on it.  Small sliver, ate some of the cake and most of the icing and then that was enough.  I swear that my body is running so well right now that I can hear when it is full and has had enough SO clearly.

 

So.  that is it.  That is what is going ON right now!  tumblr_mia5rots4B1r8fmpxo1_500 2013-01-22 11.30.28 2013-02-09 21.00.45 2013-02-12 09.20.41 2013-02-13 21.32.10 2013-02-13 22.34.44 2013-02-15 22.18.12 2013-02-17 07.07.16 2013-02-17 08.04.06

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27.40

I am a numbers girl.  You may not know that about me, but it’s one of my FAVORITE characteristics that I inherited from my Mimi.  She was SO smart with numbers – able to add like 15 up at a time with no pen and paper.  She was a wiz when it came to financials and she read the stocks page every day (still to this day, I have NO idea how she does that!  Sorry, did that.)  But no matter how good she was, I am thankful that I got a little piece of that part of her brain.

I was texting with a friend a few days about about a VERY familiar subject of mine – being broke.  I said, “If I JUST had $10,000 I feel like my life would change.  Not $100,000, not $1M.  Just $10,000.”

That’s it.

That’s my dollar amount that if I JUST had $10,000, my life would be able to change course.  I could pay off my car, I could end my credit card debt (which isn’t much…but still there!), I could stop teaching ALL the time for money and choose to teach which classes I want.  And most of all, I would feel comfortable.  I would have savings, and options.  And in saying that, the fervent prayer and mantra for the past few months came FLYING into my head “What are my goals for 2013”.  Really God – this is going to be one of those ones that is hard to swallow right?  And here it is.

Goal 2 in 2013 – Save $10,000 in the bank account (completed by Dec 31, 2013)

So.  That’s a big goal.  That is a big lofty goal that I am going to have to sacrifice to make happen.  And yet, I continue to make life changes towards this goal without specific plans (renting my house out, downgrading certain “necessities”, etc.).  This is a goal that is going to stretch me mentally.  But let’s be honest.  I have a home.  I have plenty of clothes and Lululemon and tennis shoes and heels and Tervis Tumblers.  I have a car that is in great shape as long as I maintain it.  I have all the earrings and bracelets and makeup that I could really need.  And deodorant  I mean, I am STOCKED UP on deo.

Obviously I am not writing this down so you can borrow money from me.  Or know my finances.  But know THIS.  This is going to mean no big bar bills or eating out every weekend (I budgeted for like 4x a month).  This means I will have to say no to somethings due to money.  This is going to be a complete lifestyle change from the way I have been living for 5+ years.  I unsubscribed from EVERY shopping email I get.  I cancelled BirchBox and my fitness “monthly” expense.  I have resolved that I will not order supplements for performance other than food.  I will have to be content with the clothing that I have (umm.  plenty) and how I look in it.  And I am SO going to be ok.

But guess what kids – this chick is like freaky AWESOME at finding deals.  I have 5 “free” movie tickets to the Edge.  I have a $15 GC to Max’s and a $50 to my favorite Mexican restaurant for starters.  My birthday is coming up March 4th, and instead of asking for something that i just WANT, I will be asking for what I need at that point (probably money for books for the summer semester!  or tires.  Ugg.  always tires.)

So.  Here are CLEAR ways to achieve this goal.

1) Cash basis.  I budgeted out bi-weekly for gas and groceries with a tiny entertainment budget.  Anything I don’t use from one week will roll into the other, but if I don’t have the cash, I won’t CANT DON’T spend it.  The end.

2) NO shopping until the first quarter is over, which is March 26th.  At this time, I will re-evaluate if I have a) hit $2,500 and b) how the rest of my finances will look.  This is mostly about habits.  I generally wear the same thing for weeks on end (outside of work) and no one really cares are work.  Also, I have two additional closets of my sister and dear friend if something really does come up that I don’t have the correct clothing for.

3) Direct Deposit into a savings account that is not readily available or easy to access.  See, things these days are SUPER easy.  I opened up an account at another financial institution and then each pay period, it will just directly deposit it into the savings account.  I opted for NO WEB ACCESS so I just can’t see it.  I’m just going to pretend I got a huge pay cut.  Seems feasible, right?

4) Couponing/deals for the grocery.  Buying what is on sale, not letting it go bad and really paying attention to the grocery budget on a bi-weekly basis.

5) Selling my car.  This is a 50/50 shot.  It has been listed on AutoTrader for 5 months, I have shown it to 6 different families and it has not sold.  I feel I need to stay firm on the price so that I am able to purchase something STURDY with cash.  This is more of a praying for God to move on this type of thing.  And like my friend always says, you only need ONE person to buy it.  And I do believe that someone will.  In selling my car, this will give me a little wiggle room for paying off things while still achieving my goal.

It’s just $27.40 a day.  How about that.  

What is your big 2013 goal?

Ugliest Car in the planet?

Sooooo out and about today I see this car. Let’s really be HONEST here! This picture makes it look good.

Please, someone explain to me why you would want a car that is “both” (subject to interpretation) an SUV and a convertible. That to me sounds just terrible! Get an SUV if you want one. And honestly, if you are getting a convertible, do yourself right and get something that actually says, I have enough money to have this convertible.

(Disclaimer: I don’t intentionally hurt your feelings, but if you are an idiot, just go ahead and say so.)

makin’ out to-do-list

One thing that I miss about mp3/digital media is the mix-tape world.  I LOVED making tapes and even CDs in college with themes in mind!!  Somehow this seems like this is a lost art now a days.  So I am going to post my mix tape for all time best make-out songs.  Now, when I am talking about make out tapes, I am picturing the days where we had to go find a dark road in the neighborhood, turn the heat (or the air) on and were terrified that someone was going to find us!  THAT’S what made it so fun, right?

  1. Kings of Leon – Someone Like Me
  2. Marvin Gaye – Trouble Man
  3. The Verve – Bittersweet Symphony
  4. The Cranberries – Linger
  5. Ben Harper and the Innocent Criminals  – The Woman in You
  6. Enrique Iglesias – Don’t Turn off the Lights
  7. Thompson Twins – If You Were Here
  8. Chris Isaak – Wicked Games
  9. David Bowie – Golden Years
  10. Sade – Soldier of Love

sunday funday

sunday

So life as a gimp has made me less mobile than normal (understatement, right?) – not to mention that my car was completely totalled 2 weeks ago. Damn.

I’m looking for a car, and I happen to stumble upon the most awesome car.

the Volvo XC90

omg

Talk about the most sweet ride 🙂

I realize that I am not married any more, and I realize I have no kids currently. But in looking for a car, I do not want to have to sell my car in 3 or 5 years when I finally do meet a man who thinks I’m awesome and doesn’t treat me like shit. And what if HE already has kids, which doesn’t bother me a bit! I just need one or two (or six) of my own. The Volvo has a place already for a booster seat 🙂 and its one of the safest cars, has longevity, good gas miliage, did I mention its gorgeous??? And fun? And cute 🙂

So let’s hope that the dude in Atlanta sees that I need this car. need. NEED.

I happen to know less than nothing about car buying. And less than less about how to get a good deal on it. Bartering at an antique shop? No problem. Finding a website that has awesome deals? Right up my alley. Best price for a house? Cell phone bil? Kindle? Ok, just call me and tell me how much you want to spend. But a car? I don’t know what is a real mark-up, what it costs to make a car, blah blah blah blah……so. Makes me nervous. Ya know.

Moral of the story here?

Let’s get a car 🙂